![]() ![]() This dotted Amazon’s Choice planner contains a back pocket to store loose items, premium thick paper to prevent ink feathering, and a ruler/bookmark to help you write straight. The beauty of the bullet journal system is that you can customize it to your liking-simply jot each shorthand note down with a bullet that speaks to you (be it a dot, star, heart or arrow), and cross them off as you go. The idea behind the Bullet Journal Method is that it mimics the way your mind organizes information (instead of confining you to a predetermined format), so you’re more likely to remember and adhere to the tasks you write down. This dotted planner allowing you to practice the ever-popular Bullet Journal MethodĪllow the Bullet Journal Method to change your life. Get the F*ck Me! I’m Gonna Do This Diet and Exercise Sh*t!: Funny Daily Food Diary, Diet Planner and Fitness Journal from Amazon for $7.99 4. I don't want to miss a day of logging, because I look forward to the sassy motivational quotes on each page!” Reviewers say the planner makes sticking to goals enjoyable: “If you are looking for a journal to log your food, fitness, and track your progress in a fun and motivational way, look no further! This is my favorite journal (fitness, or otherwise) that I have ever owned. It contains 90 days of undated pages allowing you to track your activity level (with specifics like reps and duration), water and food intake, and how you felt that day. This planner with over 1,000 reviews not only helps you stay accountable to your goals, but acts as a hilarious BFF in the process so you never feel alone in your plight. In fact, it can be pretty stressful for most folks who don’t have a support system. Let’s not pretend sticking to a new diet and exercise regimen is easy-peasy. AlternativesĪpp-only banks such as Starling Bank and Monzo combine the logistics of a current account with the addition of handy budgeting features such as personalised spending analytics, the ability to separate your money into savings pots or spaces and automatic saving with spare change roundups as you spend.This planner is a two-in-one trainer and motivational speaker. Monthly £1 fee if you want to invest your money. Pros: Helps you to save with little effort, also allows you to round up your spare change and earn interest on your savings.Ĭons: Have to pay to get some features that other apps offer for free, such as goal setting and cashback. ![]() Plum offers more than one plan and its premium options also offer the opportunity to invest your money as well as earn cashback, set savings goals and create saving spaces to separate your money.Ĭost: Plum Basic – free Plum Plus – £1 a month Plum Pro – £2.99 a month (free 30-day trial with both). It lets you know if you could be overpaying on your regular bills and suggests ways to save money. Plum takes budgeting one step further and does the hard work for you as it uses artificial intelligence to automatically calculate an affordable amount to save based on your spending pattern. View image in fullscreen Plum uses AI to automatically calculate an affordable amount to save. ![]() There is no Financial Services Compensation Scheme protection for any money you hold on the prepaid account. Features such as rounding up your spare change and scheduled payments mean you can maximise your saving.Ĭons: Yolt does not allow for weekly paydays. Pros: Encourages you to set spending budgets. Once you have connected your accounts, Yolt allows you to track your spending, see upcoming transactions, create budgets and set saving goals. Yolt allows you to organise all of your accounts in one place and you can take things one step further by using its prepaid debit card for everyday spending. Desktop version also available.Ĭons: Takes time to set up and its automatic spending categorisation could be better. Pros: In-depth budgeting analysis with personalised categories based on your individual spending. The level of customisation in the app is ideal for those with accounts and investments across a range of providers. Money Dashboard also graphs your projected monthly spending with a predicted balance at the end of the month. These include customisable categories for your spending – for example, you may want to group together all payments for presents around Christmas – and the option to add accounts manually. Offers most of the same features as Emma Pro but at no cost. Cashback and rewards for spending with certain retailers such as the Body Shop, B&Q, Gousto, Boots and more.Ĭons: A bit gamified and the push to subscribe to Emma Pro can become annoying. Good for: Beginners and managing subscriptions.Ĭost: Emma – free Emma Pro – £59.99 a year, with the first seven days free. ![]()
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